Sell my life insurance policy?

One of the most valuable — and often overlooked — assets many people possess is life insurance. You may not be aware that a life insurance policy’s greatest value may be accessed while living.

Quantum Life Settlements specializes in settling term, universal, and whole life insurance policies. We have created this informational website to help people like you understand the process and implications of selling a life insurance policy.

We are commited to securing the highest possible value for the life insurance policies of our clients. Our process is completely transparent, and our reputation for honesty and integrity is well-earned.

By coming to this website, you’ve taken the important first step in educating yourself. If you want to find out if you qualify to sell your life insurance, click the orange button to the right or call us at (888) 446-2885.

Best,
John Yaker
President
Quantum Life Settlements
 

Want To Know What Your Life Insurance Policy Is Worth?

Call (888) 446-2885 or take our simple 3 question quiz to see if you qualify for a life settlement. The entire appraisal process is free and there is no obligation to sell your policy once you’ve received an offer.

A life settlement is the sale of an unneeded or unwanted life insurance policy for a lump sum cash payment. Quantum Life Settlements is a trusted leader in the life settlements industry. We will shop your policy to over 40 funding sources to present you with the highest possible offer. Finding out if you qualify for a life settlement is easy. Just fill out our simple three-question form to the right or call (888) 446-2885.

A Life Settlement Can Be a Financial Asset You Never Knew You Had

Like many people nearing or in retirement, you’ve grown accustomed to having a life insurance policy to ensure your loved ones have financial security if something happens to you. But now your loved ones may be grown and no longer need your coverage. If you’re one of many Americans that have been affected by the downturn in the economy, you may find yourself over-insured.

In either situation, we may be able to assist you in determining if you are a candidate for a life settlement.

Quantum Life Settlements invites you to take a closer look at a unique financial option hidden in your life insurance policy.

By selling your unwanted or unneeded policy, you may qualify for a “life settlement“ and could receive a cash payment ranging from 5% to 50% of the death benefit value of your policy, depending on your life expectancy. On a $1,000,000 policy, that amount may range from $50,000 to $500,000.

When Quantum Life Settlements sells your policy as a life settlement on the open investment market, you could make an average of up to 8 times more than the amount your insurance company would pay you for it. In addition to whole life and universal life policies, certain term policies may qualify for life settlements, too.

A Short History of Life Settlements

In 1911, the landmark Supreme Court case of Grigsby v. Russell established your right to sell your life insurance policy to anyone – not just to your insurance company. Renowned Justice Oliver Wendell Holmes noted in his opinion that life insurance has all the ordinary characteristics of more traditional investment property such as stocks and bonds.

The life settlement industry was born out of this ground-breaking legal milestone. Today the life settlement concept has become a regulated wealth management tool for high-net-worth policyowners who no longer need their life insurance policies.

*Few people know this shocking statistic:

90% of policy owners let their life insurance policies lapse or surrender them to their insurance companies.*

That means that 9 out of 10 life insurance policy owners and their beneficiaries will never benefit financially from all the premiums they’ve paid over the years. And if you have a term life policy, the statistic rises to an astounding 99%.

If you’re one of millions of seniors who finds that you no longer need or want coverage, you may be in a perfect position to benefit from a life settlement.

Find out if you qualify for a life settlement

Make one phone call (888-449-7024) or click here to take our 3-question qualifying quiz then talk to a licensed Quantum Life Settlements specialist.

If you qualify and decide that a life settlement makes sense for you, we’ll start the process of selling your policy on the open market whenever you’re ready.

Instead of becoming part of the 90% statistic of lapsed and surrendered policy holders, let Quantum Life Settlements sell your policy to the highest bidder. Then you can look forward to receiving a substantial life settlement check (and no more premiums to pay!).

Maximize the R.O.I. on one of your biggest assets.

Call today! (888) 446-2885 or click here to see if you qualify for a life settlement.

There’s no cost or obligation (and no physical exam) to find out if you qualify.