Sell My Life Insurance Policy

Most Americans are unaware of the potential value of their life insurance policy. For many, it may be the most valuable asset they own - more valuable than their homes, cars, stock portfolios and jewelry - combined!

Call (866) 766-0935 or Click here to see if you are eligible to sell your life insurance policy.

How Can I Sell My Life Insurance Policy?

Take our brief qualifying quiz, sponsored by Quantum Life Settlements to determine if you are eligible to sell your life insurance policy. If you qualify, fill out the form at the end of the qualifier quiz, and we'll contact you for a free co

Why Would I Want to Sell My Life Insurance Policy?

There are many reasons someone would sell a life insurance policy, such as:

  • Premiums have become unaffordable
  • Term period or conversion privilege expiring
  • Financial hardships are present
  • Your business is sold or you retire and corporate coverage is no longer needed
  • Change in estate value
  • Long-term care is required
  • Death of a spouse or divorce
  • Policy has underperformed
  • Any change in the original need for coverage

While selling your life insurance policy may very well be an excellent solution for your needs, it's always a good idea to talk to a financial professional before making any final decisions.

Call (866) 766-0935 or Click here to see if you are eligible to sell your life insurance policy.

Your Life Insurance Policy is an Asset and Investment, Just Like Your Home.

When you move from your home, you are not forced to sell it back to the family you purchased it from. You can sell it to anyone, for the highest value possible.

Your life insurance policy shouldn't be any different. You are free to sell it to the highest bidder, and Quantum Life Settlements, an industry leader, can help find those bidders without any risk or obligation on your part.

What Are the Benefits of Selling My Life Insurance Policy?

If you or somebody you know is one of the 6,000 Americans who turn 65 everyday, you would do well to familiarize yourself with the benefits of selling your life insurance. This process is known as a "life settlement."

When you sell your life insurance policy, the cash you receive is yours to keep, free and clear, and can be used for whatever you want: to assist with your retirement, assisted living, medical bills, or simply to enjoy the retirement you've always dreamed of!

Selling your life insurance policy on the open market can bring three to five times the cash surrender value your insurance carrier is willing to pay, and you can say goodbye to expensive premium payments forever.

Don't you owe it to yourself to explore this risk-free option? When you sell your life insurance policy through Quantum Life Settlements, you will receive a free appraisal of your policy and will never be under any obligation to sell your policy - even after you've received offers!

Approximately 90% of all in-force life insurance policies lapse or are surrendered annually, meaning that the vast majority of policy owners do not receive any benefits for themselves and are not able to leave behind money to their intended beneficiaries.

A life settlement, however, allows you to receive a significant cash settlement while you're still here - not just after you're gone. The following statistics should put the opportunity in proper perspective:

  • Life settlements have provided more than $8 billion to life insurance policy owners over the past four years.
  • Life settlements provide more than $7 million per day to life insurance policy owners.
  • On average, a life settlement brings $304,000 more than the cash surrender value offered by insurance companies.

With these kinds of benefits, isn't it time to consider selling your life insurance policy? Industry leader Quantum Life Settlements is eager to help you learn more!

Call (866) 766-0935 or Click here to see if you are eligible to sell your life insurance policy.

How Can I Sell My Life Insurance Policy?

Getting started is simple, free and without risk! The ideal candidate to sell a life insurance policy:

  • Is at least 70 years old and/or has a life expectancy of 2-15 years
  • Owns a life insurance policy with a death benefit of at least $500,000
  • Has a policy that has been in-force for a minimum of two years

If you or somebody you know meets these criteria, take the short, five-question quiz at the top of this page, to determine if you are eligible to sell your life insurance policy.

Is Selling My Life Insurance Policy Difficult?

Not at all! Selling your life insurance policy with Quantum Life Settlements is an easy eight-step process:

  • Step 1

    Quantum Life Settlements collects the necessary information and signatures from the advisor, policy owner and insured.

  • Step 2

    A review of the existing insurance and medical information is conducted. (No medical examination is required.)

  • Step 3

    Life expectancy is calculated by third-party experts. (No medical examination is required.)

  • Step 4

    We access multiple pricing models and send your confidential file to third-party underwriting sources in the secondary market.

  • Step 5

    Quantum Life Settlements negotiates the highest possible settlement offer on your behalf. (This offer is non-binding to you.)

  • Step 6

    When the offer is accepted, we send contracts and closing documents to you for completion.

  • Step 7

    Ownership of the policy is transferred to the funder.

  • Step 8

    Funds are released from escrow to you. You enjoy the cash payout and can use the money from selling your life insurance policy for whatever you wish.

How Long Does It Take to Sell My Life Insurance Policy?

On average, it takes about 12 weeks to receive your cash payout.

I Have a Term Policy - Can I Still Sell My Life Insurance Policy?

Absolutely! All types of policies can be sold - including term! Surprised? Don't be! Even though your insurance carrier won't give you cash for your term policy, Quantum Life Settlements will!

I have other questions about selling my life insurance policy but am not ready to speak with someone yet.

Visit our Quantum Life Settlement web site to learn more!

We have a short video that explains life settlements, as well as many pages of content that take the time to explain the ins and outs of selling a life insurance policy. You can even order a free DVD to be sent to you via mail.

Call (866) 766-0935 or Click here to see if you are eligible to sell your life insurance policy.

Good luck with your research to Sell My Life Insurance Policy.