Selling a life insurance policy for cash is straightforward when you work with a reputable company like Quantum Life Settlements to guide you in the process.

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1. Personal information will be collected from both the policy owner(s) and the insured.
2. Medical records will be reviewed, but you will not have to take a medical exam.
3. The insured’s life expectancy will be estimated.
4. Pricing models are calculated and shopped around to underwriting sources for the best possible offer.
5. A non-binding offer is negotiated.
6. An offer is made to the policy owner.
7. If accepted, contracts are signed.
8. Ownership of the policy is transferred to the buyer.
9. Proceeds from the sale are released to the original policy owner/seller.

How Long Does Selling a Life Insurance Policy Take?

It takes an average of three months to start the process and then receive the final payout.