CALL (888) 446-2885

For A Free Policy Appraisal

Life Settlement

Can You Sell Your Life Insurance Policy?

Text Size

increase font button decrease font button
Proud Member
Proud Member of the Life Insurance Settlement Association

The three primary criteria for selling your life insurance that the policy holder is:

  • At least 76 years old,
  • Has a life expectancy of 2-15 years
  • Has a policy/policies with a face amount of at least $250,000

While you may qualify to sell your life insurance policy under these three guidelines, you may be wondering if you’re right to sell a life insurance policy now.

Selling your life insurance policy can bring you up to 8 times the surrender value – that means you could get up to 8 times more by selling the insurance policy through a company like Quantum Life Settlements than by simply surrendering it to the insurance company.

People decide to sell life insurance policy for many reasons including:

  • Premiums have become unaffordable
  • Term period or conversion privilege expiring
  • Financial hardships are present
  • Your business is sold or you retire and corporate coverage is no longer needed
  • Change in estate value
  • Long-term care is required
  • Need funds to move into a continuing care retirement community
  • Need funds for treatment after diagnosis of a chronic or terminal illness
  • Death of a spouse or divorce
  • Policy has underperformed
  • Any other change in the original need for coverage

Can I Sell A Term Life Insurance Policy?

It is possible to sell term life insurance policy as well as whole life, permanent life, and universal life policies. Term life policies might not have a surrender value, but may have a substantial value as a life settlement.

Call (888) 446-2885 and Quantum Life Settlements will show you how to transform your policy into cash in three months or less.

About Quantum Life Settlements

Quantum Life Settlements is a trusted leader in the life settlements industry. We will shop your policy to over 40 funding sources to present you with the highest possible offer. Finding out if you qualify for a life settlement is easy. Visit our informative life settlements website or call (888) 446-2885.

Want To Know What Your Life Insurance Policy Is Worth?

Call (888) 446-2885 or take our simple 3 question quiz to see if you qualify for a life settlement. The entire appraisal process is free and there is no obligation to sell your policy once you’ve received an offer.


Call (888) 446-2885 for a free appraisal and find out how much your life insurance policy is worth.

The entire appraisal process is free and there is no obligation to sell your policy once you've received an offer.